18-May

Understanding the Differences Between Licensed and Unlicensed Money Lending Companies

Understanding the Differences Between Licensed and Unlicensed Money Lending Companies

Choosing between licensed and unlicensed moneylending companies is crucial for borrowers to avoid potential risks.

To find a reputable licensed moneylender, borrowers can check the registry, read online reviews, compare interest rates and fees, assess customer service, and seek referrals.

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24-Apr

Personal Loan Interest Rates vs Fees: Knowing the True Cost of Borrowing

Personal Loan Interest Rates vs Fees: Knowing the True Cost of Borrowing

In today’s fast-paced world, personal loans have become a popular financing option for various needs, such as emergency expenses, debt consolidation, home improvements, and vacations.  With the proliferation of personal loan and the ability to apply for personal loans online, borrowers now have more options than ever before.  However, it is essential to understand the actual cost of borrowing before…

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17-Apr

Breaking the Cycle of Payday Loan Debt: Strategies for Financial Recovery

Breaking the Cycle of Payday Loan Debt: Strategies for Financial Recovery

Payday loans can often seem like a quick fix to a financial emergency, but this temporary solution can quickly become a long-term problem for many.  Payday loan debt can become an ongoing cycle challenging to break free from, leaving borrowers drowning in a sea of interest payments.  This article provides helpful strategies for breaking the payday loan debt cycle and…

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3-Jan

When should i get a Credit Card?

When should i get a Credit Card?

There are a few key times when getting a credit card can be especially beneficial for a Singapore resident: Things to Consider Before Getting a Credit Card in Singapore Before getting a credit card in Singapore, there are a few things you should consider: In conclusion, a credit card can be a valuable financial tool when used responsibly in Singapore.…

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3-Jan

Getting Rid of Credit Card Debt

Getting Rid of Credit Card Debt

If you’re struggling with credit card debt in Singapore, you’re not alone. Credit card debt is a common issue faced by many individuals in the country. According to the Monetary Authority of Singapore, the average credit card debt per household in Singapore is over SGD 10,000. If left unchecked, this debt can quickly spiral out of control and cause significant…

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3-Jan

Licensed Moneylenders in Singapore – South

Licensed Moneylenders in Singapore – South

HHL Credit Pte. Ltd. HHL Credit Pte. Ltd. is a licensed moneylender in Singapore that offers a variety of loan products to individuals and businesses. They offer personal loans, payday loans, and business loans, with flexible and affordable loan terms. HHL Credit has a simple and convenient online application process, and they are known for their fast approval times and…

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11-Dec

Should i take a Bank Loan with OCBC?

Should i take a Bank Loan with OCBC?

OCBC Bank is a major financial institution in Singapore that offers a range of loan products to individuals and businesses. Some of the types of loans that OCBC Bank offers include: There are a number of reasons why there may be better alternatives to bank loans. First, bank loans may have higher interest rates and fees than other types of…

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11-Dec

Should i take a Bank Loan with DBS?

Should i take a Bank Loan with DBS?

DBS Bank is a major financial institution in Singapore that offers a range of loan products to individuals and businesses. Some of the types of loans that DBS Bank offers include: Personal loans: DBS Bank offers personal loans to individuals who need financial assistance for a variety of purposes, such as home renovations, education expenses, or debt consolidation. These loans…

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11-Dec

What should i consider when taking a loan?

What should i consider when taking a loan?

When taking a loan, there are several important things to consider and take note of. These include: The interest rate: The interest rate is the amount that the lender will charge you for borrowing the money. It is expressed as a percentage of the loan amount, and it can have a significant impact on the overall cost of the loan.…

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11-Dec

How to find a Licensed Moneylender Near Me?

How to find a Licensed Moneylender Near Me?

To find a licensed moneylender near you, you can use the website of the Ministry of Law in Singapore. The Ministry of Law maintains a database of all licensed moneylenders in Singapore, and you can use this database to search for moneylenders in your area. To use the database, visit the Ministry of Law’s website and click on the “Find…

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