Emergency Payday Loans

Payday loans help borrowers with immediate funds till they receive their next pay check. From time to time, we may encounter unexpected expenses and payday loan offers a quick and immediate solution to a small crisis. This ensures that borrowers do not become debt laden as repayment is made when they receive their next salary (i.e. next payday).

More and more people are discovering the benefits of applying for a best payday loan for their financial emergency needs. Considering the high cost of living and lack of sufficient resources from your salary, taking out a personal loan proves to be a practical option to support your basic needs. After all, life emergencies usually arise when you are short on cash. So, having a quick access to the right amount you need to pay off your debts is essential. Our payday loan in Singapore will help you cover any shortfall in cash before your salary arrives. We will be able to offer you the fast cash you need readily upon approval and you can repay this cash loan by your next payday.

Unlike bank loans, applying for payday cash advances typically have quicker processing times. Thus you can have a peace of mind as there is no need to stress before your next payday.

Features of Loan

Borrow Loan Amounts up to :                 Up to $50,000 for Payday Loans
Minimum Annual Percentage Rate :       24% per annum (2% per month)
Maximum Annual Percentage Rate :      Up to 47% per annum on reducing interest rate (3.92% per month)
Minimum Period for Repayment :           From 1 months (31 Days Onward)
Maximum Period for Repayment :          Up to 12 months
No guarantor required
No collateral needed

Calculate Your (ESTIMATED) Loan Rate



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Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.

In order to speed up the process and get your personal loan at the fastest time frame, we urge that you present these relevant documents to us:​

  • Valid Passport / Valid employment pass in Singapore
  • Any Proof of latest billing (To your residential address)
  • Latest payslip
  • Letter of Employment if any

Borrowers that are able to meet this requirement are eligible to take out a loan from us:​

  • 21 years of age and above
  • Singapore citizen, permanent resident or foreign worker with valid working permit
  • Presently employed*We reserve the right to ask for further documentation as and when needed on a case-by-case basis

​Our loan tenure is ranged from minimum 1 month (31 days onward) to maximum of 12 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 24% to maximum of 47% per annum for 1 years tenure.”]