Foreigner Loans

Are you a foreigner living in Singapore, facing unexpected financial hurdles? You’re not alone. Many expatriates find themselves in need of quick financial assistance, whether it’s for an emergency, a dream vacation, or simply managing day-to-day expenses before the next payday.

Understanding this unique challenge, we introduce our Foreigner Loans, a tailor-made financial solution for non-residents in Singapore. Life in a new country can be full of surprises, and sometimes your finances might not keep up. That’s where our payday loans come in, offering a lifeline when you need it most.

Our Foreigner Loans are designed with your specific needs in mind. Whether you’re dealing with unexpected medical expenses, tuition fees, or just need a financial cushion before your next paycheck, our loans offer a quick and hassle-free solution.

At HHL Credit, we pride ourselves on being a trustworthy and licensed moneylender, ensuring a transparent and reliable borrowing experience. Our loan process is straightforward, with minimal documentation required, making it accessible even if you’re new to the country.

The beauty of our Foreigner Loans lies in their flexibility and accessibility. We understand that as a foreigner, you might not have extensive credit history or local guarantors. Our loans are structured to bypass these hurdles, offering you the financial support you need without the usual red tape.

In essence, our Foreigner Loans provide a financial bridge, helping you navigate the unpredictable waters of expatriate life in Singapore. With our support, you can focus on what matters most – making the most of your time in this vibrant country, without the constant worry of financial uncertainties.

Features of Loan

Borrow Loan Amounts up to : Up to $50,000 for Foreigner Loans
*(Subjected to Loan limits set out in the Moneylender's Act depending on each borrower's situation)

Minimum Annual Percentage Rate : 24% per annum (2% per month)
Maximum Annual Percentage Rate : Up to 47% per annum on reducing interest rate (3.92% per month)
Minimum Period for Repayment : From 1 months (31 Days Onward)
Maximum Period for Repayment : Up to 12 months
No guarantor required
No collateral needed


In order to speed up the process and get your personal loan at the fastest time frame, we urge that you present these relevant documents to us:

  • NRIC Identification Card
  • Any Proof of latest billing (To your New residential address and Old residential address)
  • Latest 3 months of your Payslip / Latest CPF Statement / Income Tax Statement
  • Letter of Employment if any

Borrowers that are able to meet this requirement are eligible to take out a loan from us:

  • 21 years of age and above
  • Singapore citizen, permanent resident or foreign worker with valid working permit
  • Presently employed*We reserve the right to ask for further documentation as and when needed on a case-by-case basis

Our loan tenure is ranged from minimum 1 month (31 days onward) to maximum of 12 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 24% to maximum of 47% per annum for 1 years tenure.