Business Loans

Thinking about starting a business? Or perhaps, you want to expand your existing business and take your profits to greater heights? If this is what you have in mind, then a Working Capital Loan Singapore is the right loan type for you. Business owners who are in need of emergency cash flow can benefit from a these short term bridging loans. Gone are those days where you no longer have to worry about taking out a traditional bank loan because we are here to present to you the fastest and most reliable means of securing additional capital for your business.

​HHL Credit is one of the most trusted Business Loan money lending company in Singapore. Backed by genuine and outstanding ratings from our large base of customers, our main goal is to put your needs ahead of our own. Making sure that each and every one of our customers are able to obtain the perfect loan package that is designed to meet their requirements and budget. With our highly competitive interest rates that are one of the lowest, and flexible repayment terms, the pressure and distress will be off once you take out an SME Loan Singapore with us.

If you are a business owner in Singapore who wishes to increase your business cash flow, we can make it happen for you. Instead of waiting for weeks or even months to have your traditional bank loan approved, you may simply check out our Start-up Business Loan Singapore services for a fast approval. Our loan application is not troublesome nor tedious. After all, it is not our intention to make things even more difficult for you.

Our loan services are diversified and extensive, and you should be able to locate the right loan option that matches your concerns. Whether you are looking for a business expansion or simply an extra cash flow, you should find the right loan solution for your business.

Features of Loan

Borrow Loan Amounts up to : Up to $100,000 for Business Loans
*(Subjected to Loan limits set out in the Moneylender's Act depending on each borrower's situation)

Minimum Annual Percentage Rate : 24% per annum (2% per month)
Maximum Annual Percentage Rate : Up to 47% per annum on reducing interest rate (3.92% per month)
Minimum Period for Repayment : From 1 months (31 Days Onward)
Maximum Period for Repayment : Up to 12 months
No guarantor required
No collateral needed


In order to speed up the process and get your personal loan at the fastest time frame, we urge that you present these relevant documents to us:

Borrowers that are able to meet this requirement are eligible to take out a loan from us:

  • Bank statements of your business within the last 6 months
  • A tenancy contract for your existing business site
  • NRIC/ID/Passport of your company’s owners or directors
  • Most recent ACRA printout
  • Local incorporated corporation/firm
  • Latest 3 to 6 months:
  • 1) Corporate Bank Account Statements
  • 2) Balance Sheet
  • 3) P & L Statement
  • Title deeds / Proof of assets (Secure Loan)
  • Company seal/stamp

    *We reserve the right to ask for further documentation as and when needed on a case-by-case basis

Our loan tenure is ranged from minimum 1 month (31 days onward) to maximum of 12 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 24% to maximum of 47% per annum for 1 years tenure.